/* ══════════════════════════════════════════════════════════════
   SuretyBondly.com — Global Stylesheet
   ══════════════════════════════════════════════════════════════ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy: #1a2744;
  --navy-light: #243456;
  --blue: #2563eb;
  --blue-hover: #1d4ed8;
  --blue-light: #dbeafe;
  --blue-bg: #eff6ff;
  --gold: #d4a843;
  --gold-hover: #c49a38;
  --green: #16a34a;
  --green-light: #dcfce7;
  --red: #dc2626;
  --red-light: #fef2f2;
  --gray-50: #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-400: #94a3b8;
  --gray-500: #64748b;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-800: #1e293b;
  --gray-900: #0f172a;
  --white: #ffffff;
  --radius: 8px;
  --radius-lg: 12px;
  --shadow: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 6px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.04);
  --shadow-lg: 0 10px 25px rgba(0,0,0,0.1), 0 4px 10px rgba(0,0,0,0.05);
  --max-width: 1200px;
  --transition: 0.2s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  color: var(--gray-800);
  line-height: 1.6;
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

a { color: var(--blue); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--blue-hover); }

img { max-width: 100%; height: auto; display: block; }

/* ── Typography ─────────────────────────────────────────────── */
h1, h2, h3, h4, h5, h6 {
  color: var(--navy);
  line-height: 1.3;
  font-weight: 700;
}
h1 { font-size: 2.5rem; letter-spacing: -0.02em; }
h2 { font-size: 2rem; letter-spacing: -0.01em; }
h3 { font-size: 1.5rem; }
h4 { font-size: 1.25rem; }
p { margin-bottom: 1rem; color: var(--gray-600); }

/* ── Container ──────────────────────────────────────────────── */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 20px;
}

/* ── Header / Nav ───────────────────────────────────────────── */
.site-header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 8px rgba(0,0,0,0.15);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 20px;
  height: 70px;
}

/* Logo */
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}

.logo-icon {
  width: 36px;
  height: 36px;
}

.logo-text {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.02em;
}

.logo-text span {
  color: var(--gold);
}

/* Desktop Nav */
.main-nav {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}

.main-nav > li {
  position: relative;
}

.main-nav > li > a,
.main-nav > li > button {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 8px 14px;
  color: rgba(255,255,255,0.85);
  font-size: 0.92rem;
  font-weight: 500;
  border: none;
  background: none;
  cursor: pointer;
  border-radius: 6px;
  transition: all var(--transition);
  white-space: nowrap;
  text-decoration: none;
  font-family: inherit;
}

.main-nav > li > a:hover,
.main-nav > li > button:hover,
.main-nav > li:hover > a,
.main-nav > li:hover > button {
  color: var(--white);
  background: rgba(255,255,255,0.1);
}

.nav-arrow {
  width: 12px;
  height: 12px;
  transition: transform var(--transition);
}

.main-nav > li:hover .nav-arrow {
  transform: rotate(180deg);
}

/* Dropdowns */
.dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  min-width: 220px;
  padding: 8px 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all 0.2s ease;
  z-index: 100;
}

.main-nav > li:hover > .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown a {
  display: block;
  padding: 10px 20px;
  color: var(--gray-700);
  font-size: 0.9rem;
  font-weight: 500;
  transition: all var(--transition);
}

.dropdown a:hover {
  background: var(--blue-bg);
  color: var(--blue);
}

/* States mega dropdown */
.dropdown-states {
  min-width: 700px;
  padding: 20px;
  left: 50%;
  transform: translateX(-50%) translateY(8px);
}

.main-nav > li:hover > .dropdown-states {
  transform: translateX(-50%) translateY(0);
}

.states-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2px;
}

.states-grid a {
  padding: 6px 10px;
  font-size: 0.82rem;
  border-radius: 4px;
}

/* CTA nav button */
.nav-cta {
  background: var(--gold) !important;
  color: var(--navy) !important;
  font-weight: 700 !important;
  border-radius: 6px !important;
  padding: 8px 18px !important;
}

.nav-cta:hover {
  background: var(--gold-hover) !important;
}

/* Secondary outlined CTA (e.g., Agents button) */
.nav-cta-secondary {
  background: transparent !important;
  color: #ffffff !important;
  font-weight: 700 !important;
  border: 2px solid var(--gold) !important;
  border-radius: 6px !important;
  padding: 6px 16px !important;
  margin-right: 4px;
  transition: background 0.2s, color 0.2s, border-color 0.2s;
}

.nav-cta-secondary:hover {
  background: #ffffff !important;
  color: var(--navy) !important;
  border-color: #ffffff !important;
}

/* Mobile menu toggle */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.mobile-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  margin: 5px 0;
  border-radius: 2px;
  transition: all 0.3s;
}

/* ── Hero Section ───────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 80px 0 90px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='2'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}

.hero h1 {
  color: var(--white);
  font-size: 3rem;
  margin-bottom: 16px;
  position: relative;
}

.hero h1 span { color: var(--gold); }

.hero-sub {
  color: rgba(255,255,255,0.8);
  font-size: 1.2rem;
  max-width: 600px;
  margin: 0 auto 40px;
}

/* State search box */
.state-search-box {
  max-width: 500px;
  margin: 0 auto;
  position: relative;
}

.state-search-box input {
  width: 100%;
  padding: 16px 24px;
  font-size: 1.05rem;
  border: 2px solid transparent;
  border-radius: 50px;
  outline: none;
  box-shadow: var(--shadow-lg);
  transition: border-color var(--transition);
  font-family: inherit;
}

.state-search-box input:focus {
  border-color: var(--gold);
}

.state-search-box input::placeholder {
  color: var(--gray-400);
}

.state-search-results {
  position: absolute;
  top: calc(100% + 8px);
  left: 0; right: 0;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  max-height: 260px;
  overflow-y: auto;
  display: none;
  z-index: 50;
}

.state-search-results.active { display: block; }

.state-search-results a {
  display: block;
  padding: 12px 24px;
  color: var(--gray-700);
  font-weight: 500;
  transition: all var(--transition);
}

.state-search-results a:hover {
  background: var(--blue-bg);
  color: var(--blue);
}

/* ── Section Styles ─────────────────────────────────────────── */
.section {
  padding: 70px 0;
}

.section-alt {
  background: var(--gray-50);
}

.section-header {
  text-align: center;
  margin-bottom: 50px;
}

.section-header h2 {
  margin-bottom: 12px;
}

.section-header p {
  max-width: 600px;
  margin: 0 auto;
  font-size: 1.05rem;
}

/* ── Cards ──────────────────────────────────────────────────── */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 32px;
  transition: box-shadow var(--transition), transform var(--transition);
}

.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.card-icon {
  width: 48px;
  height: 48px;
  background: var(--blue-bg);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.card-icon svg {
  width: 24px;
  height: 24px;
  color: var(--blue);
}

.card h3 {
  margin-bottom: 8px;
  font-size: 1.15rem;
}

.card p {
  font-size: 0.92rem;
  margin-bottom: 16px;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--blue);
}

.card-link:hover { gap: 10px; }

.card-link svg {
  width: 16px;
  height: 16px;
  transition: transform var(--transition);
}

/* ── Bond Type Grid (Homepage) ──────────────────────────────── */
.bond-types-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.bond-type-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 20px;
  text-align: center;
  transition: all var(--transition);
  text-decoration: none;
  display: block;
}

.bond-type-card:hover {
  border-color: var(--blue);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.bond-type-card h4 {
  font-size: 0.95rem;
  color: var(--navy);
  margin-top: 10px;
}

.bond-type-card p {
  font-size: 0.82rem;
  margin-bottom: 0;
  margin-top: 4px;
}

/* ── States Grid (Homepage) ─────────────────────────────────── */
.states-list-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 8px;
}

.state-link {
  display: block;
  padding: 10px 14px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 6px;
  color: var(--gray-700);
  font-size: 0.88rem;
  font-weight: 500;
  text-align: center;
  transition: all var(--transition);
  text-decoration: none;
}

.state-link:hover {
  border-color: var(--blue);
  background: var(--blue-bg);
  color: var(--blue);
}

/* ── Buttons ────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 28px;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--radius);
  border: none;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
  font-family: inherit;
  white-space: nowrap;
}

.btn-primary {
  background: var(--blue);
  color: var(--white);
}
.btn-primary:hover { background: var(--blue-hover); color: var(--white); }

.btn-gold {
  background: var(--gold);
  color: var(--navy);
}
.btn-gold:hover { background: var(--gold-hover); color: var(--navy); }

.btn-outline {
  background: transparent;
  color: var(--blue);
  border: 2px solid var(--blue);
}
.btn-outline:hover { background: var(--blue); color: var(--white); }

.btn-white {
  background: var(--white);
  color: var(--navy);
}
.btn-white:hover { background: var(--gray-100); color: var(--navy); }

.btn-sm {
  padding: 8px 18px;
  font-size: 0.85rem;
}

.btn-lg {
  padding: 16px 36px;
  font-size: 1.05rem;
}

.btn svg {
  width: 18px;
  height: 18px;
}

/* ── Trust Bar ──────────────────────────────────────────────── */
.trust-bar {
  background: var(--gray-50);
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
  padding: 20px 0;
}

.trust-items {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 48px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--gray-600);
  font-size: 0.9rem;
  font-weight: 500;
}

.trust-item svg {
  width: 20px;
  height: 20px;
  color: var(--green);
  flex-shrink: 0;
}

/* ── CTA Banner ─────────────────────────────────────────────── */
.cta-banner {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-hover) 100%);
  padding: 60px 0;
  text-align: center;
}

.cta-banner h2 {
  color: var(--white);
  margin-bottom: 12px;
}

.cta-banner p {
  color: rgba(255,255,255,0.85);
  margin-bottom: 24px;
  font-size: 1.1rem;
}

/* ── Tables ─────────────────────────────────────────────────── */
.bond-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.bond-table thead {
  background: var(--navy);
  color: var(--white);
}

.bond-table th {
  padding: 14px 20px;
  text-align: left;
  font-size: 0.88rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.bond-table td {
  padding: 14px 20px;
  border-bottom: 1px solid var(--gray-100);
  font-size: 0.92rem;
  color: var(--gray-700);
}

.bond-table tbody tr:hover {
  background: var(--gray-50);
}

.bond-table tbody tr:last-child td {
  border-bottom: none;
}

/* ── Forms ──────────────────────────────────────────────────── */
.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  margin-bottom: 6px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gray-700);
}

.form-group label .required {
  color: var(--red);
  margin-left: 2px;
}

.form-group label .optional {
  color: var(--gray-400);
  font-weight: 400;
  font-size: 0.82rem;
}

.form-control {
  width: 100%;
  padding: 12px 16px;
  font-size: 0.95rem;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius);
  background: var(--white);
  color: var(--gray-800);
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
  font-family: inherit;
}

.form-control:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.form-control::placeholder { color: var(--gray-400); }

.form-control.error {
  border-color: var(--red);
  box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.1);
}

select.form-control {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}

textarea.form-control {
  resize: vertical;
  min-height: 100px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-section-title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--navy);
  padding-bottom: 10px;
  border-bottom: 2px solid var(--blue-light);
  margin-bottom: 20px;
  margin-top: 32px;
}

.form-section-title:first-child { margin-top: 0; }

.radio-group {
  display: flex;
  gap: 24px;
  margin-top: 4px;
}

.radio-group label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 400;
  cursor: pointer;
}

.radio-group input[type="radio"] {
  accent-color: var(--blue);
}

.form-note {
  font-size: 0.82rem;
  color: var(--gray-400);
  margin-top: 4px;
}

.form-error-msg {
  font-size: 0.82rem;
  color: var(--red);
  margin-top: 4px;
  display: none;
}

.form-success {
  background: var(--green-light);
  border: 1px solid var(--green);
  border-radius: var(--radius);
  padding: 24px;
  text-align: center;
  display: none;
}

.form-success h3 { color: var(--green); margin-bottom: 8px; }

/* ── Page Header (inner pages) ──────────────────────────────── */
.page-header {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 50px 0;
  text-align: center;
}

.page-header h1 {
  color: var(--white);
  font-size: 2.2rem;
  margin-bottom: 10px;
}

.page-header p {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  max-width: 600px;
  margin: 0 auto;
}

/* Breadcrumb */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  justify-content: center;
  margin-bottom: 16px;
  font-size: 0.85rem;
}

.breadcrumb a { color: rgba(255,255,255,0.6); }
.breadcrumb a:hover { color: var(--white); }
.breadcrumb span { color: rgba(255,255,255,0.4); }

/* ── Content Area ───────────────────────────────────────────── */
.content-area {
  padding: 50px 0;
}

.content-area h2 { margin-bottom: 16px; margin-top: 40px; }
.content-area h2:first-child { margin-top: 0; }
.content-area h3 { margin-bottom: 12px; margin-top: 32px; }
.content-area ul, .content-area ol {
  margin-bottom: 1rem;
  padding-left: 24px;
  color: var(--gray-600);
}
.content-area li { margin-bottom: 6px; }

/* ── Blog ───────────────────────────────────────────────────── */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.blog-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
  text-decoration: none;
  display: block;
}

.blog-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
  border-color: var(--blue);
}

.blog-card-body {
  padding: 24px;
}

.blog-card-tag {
  display: inline-block;
  padding: 4px 10px;
  background: var(--blue-bg);
  color: var(--blue);
  font-size: 0.75rem;
  font-weight: 600;
  border-radius: 20px;
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.blog-card h3 {
  font-size: 1.05rem;
  margin-bottom: 8px;
  color: var(--navy);
}

.blog-card p {
  font-size: 0.88rem;
  margin-bottom: 0;
}

/* ── Footer ─────────────────────────────────────────────────── */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.7);
  padding: 60px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-brand .logo {
  margin-bottom: 16px;
}

.footer-brand p {
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
  line-height: 1.7;
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 16px;
}

.footer-col ul { list-style: none; }

.footer-col li { margin-bottom: 8px; }

.footer-col a {
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
  transition: color var(--transition);
}

.footer-col a:hover { color: var(--white); }

.footer-contact {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-contact a {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.6);
  font-size: 0.85rem;
}

.footer-contact svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom p {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
  margin: 0;
}

.footer-legal {
  display: flex;
  gap: 20px;
}

.footer-legal a {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
}

.footer-legal a:hover { color: rgba(255,255,255,0.7); }

/* ── Responsive ─────────────────────────────────────────────── */
@media (max-width: 1024px) {
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .bond-types-grid { grid-template-columns: repeat(3, 1fr); }
  .states-list-grid { grid-template-columns: repeat(4, 1fr); }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }

  .mobile-toggle { display: block; }

  .main-nav {
    display: none;
    position: fixed;
    top: 70px;
    left: 0; right: 0; bottom: 0;
    background: var(--navy);
    flex-direction: column;
    padding: 20px;
    gap: 0;
    overflow-y: auto;
    z-index: 999;
  }

  .main-nav.active { display: flex; }

  .main-nav > li > a,
  .main-nav > li > button {
    padding: 14px 16px;
    font-size: 1rem;
    width: 100%;
    justify-content: space-between;
  }

  .dropdown {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    background: rgba(255,255,255,0.05);
    border-radius: 0;
    display: none;
  }

  .dropdown.mobile-open { display: block; }

  .dropdown a {
    color: rgba(255,255,255,0.7);
    padding: 10px 32px;
  }

  .dropdown a:hover {
    background: rgba(255,255,255,0.05);
    color: var(--white);
  }

  .dropdown-states {
    min-width: auto;
    transform: none;
  }

  .main-nav > li:hover > .dropdown-states {
    transform: none;
  }

  .states-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .hero { padding: 50px 0 60px; }
  .hero h1 { font-size: 2rem; }

  .card-grid { grid-template-columns: 1fr; }
  .bond-types-grid { grid-template-columns: repeat(2, 1fr); }
  .states-list-grid { grid-template-columns: repeat(3, 1fr); }
  .blog-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }

  .form-row { grid-template-columns: 1fr; }

  .trust-items { gap: 24px; }
  .trust-item { font-size: 0.82rem; }

  .section { padding: 50px 0; }

  .bond-table { font-size: 0.85rem; }
  .bond-table th, .bond-table td { padding: 10px 12px; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 1.6rem; }
  .bond-types-grid { grid-template-columns: 1fr; }
  .states-list-grid { grid-template-columns: repeat(2, 1fr); }
  .card { padding: 20px; }
  .btn-lg { padding: 14px 28px; font-size: 0.95rem; }
}