Georgia Collection Agency Bond

Georgia has no state collection agency license. You file a $50,000 collection agency bond with the Clerk of Superior Court in your county instead. It is a standard license step.

Bond Amount
$50,000
Typical Premium
$500–$2,500/yr
Term
Continuous
Required By
Clerk of Superior Court (county of principal office)
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What Is the Georgia Collection Agency Bond?

The Georgia collection agency bond stands behind how you run your agency. If you mishandle collected funds, harmed parties can file a claim. The surety covers it, and you repay the surety.

The Georgia bond is set at $50,000.

Who Needs This Bond in Georgia?

How to Get Bonded — Step by Step

  1. Buy your collection agency bond online here. Quick approval for most.
  2. File it with the Clerk of Superior Court in your county.
  3. Once it is on file, you can operate.
  4. Keep the bond active to stay in good standing.

Renewal & Continuous Bond Coverage

This Georgia bond is continuous — it stays in force until canceled. Keep it active and keep paying the premium so you stay in good standing.

Frequently Asked Questions

Where do I file the Georgia bond?

With the Clerk of Superior Court in your county. Georgia has no state collection license.

Does the Georgia bond protect me?

No. The bond protects your customers and the state, not you. If a claim is paid, you pay the surety back. The bond is not your own insurance.

How fast can I get bonded in Georgia?

We shop several sureties for you, often within a day. Many bonds are issued the same day for good credit.

How much does the bond cost?

You pay a yearly premium — a small percent of the bond amount. Good credit means a lower rate.

How a Surety Bond Works

A collection agency bond is a type of surety bond. The picture below shows the three parties and what happens if someone files a claim.

Diagram of how a surety bond works: the obligee requires the bond, the principal applies and signs an indemnity agreement, and the surety issues the bond; if the principal fails, the obligee files a claim, the surety investigates and may pay, and the principal reimburses the surety.

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Related: All Georgia surety bonds · What is a surety bond? · How surety bond costs are calculated

Underwriting Disclosure. All surety bond applications are subject to underwriting review and approval by the issuing surety company. Quoted premiums are estimates only; final pricing is determined by individual underwriting factors, which may include personal and business credit history, financial statements, industry experience, and claims history. Many bonds qualify for instant online approval, while others may require additional documentation, financial review, or indemnitor signatures prior to issuance. SuretyBondly makes no representation, warranty, or guarantee of approval, eligibility, premium amount, bond form, or issuance timing. Bond amounts, forms, and requirements are governed by the applicable obligee and statutory authority and may change without notice. Information provided on this page is for general informational purposes only and does not constitute legal, financial, or tax advice.