Bond Amount
$25,000–$125,000
Typical Premium
Fixed by bond amount
Term
Continuous
Required By
NY Department of State, Division of Licensing Services
Start Your Quote

What Is the New York Nail Salon Wage Bond?

The New York Nail Salon Wage Bond is a wage bond required under General Business Law Article 27 (§404-b), added by Chapter 80 of the Laws of 2015. It guarantees that a nail salon's workers are paid all wages legally owed to them. If the salon fails to pay wages, a worker can recover from the bond.

The bond amount is tiered by the number of full-time-equivalent nail specialty workers. A salon may meet the requirement with this wage bond. Evidence of the bond must be kept on site and available to workers whenever the business is open.

Who Needs This Bond in New York?

How Much Will the Bond Cost?

Your bond amount is set by your number of full-time-equivalent nail specialty workers:

Credit ProfileAnnual PremiumApprox. Rate
2 – 5 workers$25,000Wage bond
6 – 10 workers$40,000Wage bond
11 – 25 workers$75,000Wage bond
26 or more workers$125,000Wage bond

How to Get Bonded — Step by Step

  1. Pick your bond amount based on your number of nail specialty workers.
  2. Complete the quote form on this page with your contact and business details. (The surety needs your Social Security Number for underwriting.)
  3. Our team prepares your quote and walks you through buying the bond.
  4. Keep proof of the bond on site, available to your workers whenever you are open.

Renewal & Continuous Bond Coverage

The New York nail salon wage bond must be maintained continuously while the business operates. Keep it active and renew before it lapses; a gap can put your appearance enhancement license out of compliance.

Frequently Asked Questions

How much is the New York nail salon wage bond?

The amount is set by your staff size: $25,000 for 2–5 workers, $40,000 for 6–10, $75,000 for 11–25, and $125,000 for 26 or more full-time-equivalent nail specialty workers.

Why do you ask for my Social Security Number?

The surety company uses it to check credit and underwrite the wage bond. It is required to prepare your quote. Your details are sent over a secure, encrypted connection.

Who requires this bond?

The New York Department of State, Division of Licensing Services, under General Business Law §404-b. It protects nail salon workers' wages.

Does the bond expire?

It is a continuous requirement. You must keep it in force the whole time your salon operates, with proof kept on site for your workers.

Get Your Nail Salon Wage Bond Quote

Tell us a few details and our team will get you a quote. Your information is sent securely over an encrypted connection. All fields are required.

Your Mailing Address

Salon / Business

By submitting, you agree to be contacted about your bond request. Your details, including your SSN, are transmitted securely and used only to prepare your quote.

Related: All New York surety bonds · What is a surety bond? · How surety bond costs are calculated

Underwriting Disclosure. All surety bond applications are subject to underwriting review and approval by the issuing surety company. Quoted premiums are estimates only; final pricing is determined by individual underwriting factors, which may include personal and business credit history, financial statements, industry experience, and claims history. Many bonds qualify for instant online approval, while others may require additional documentation, financial review, or indemnitor signatures prior to issuance. SuretyBondly makes no representation, warranty, or guarantee of approval, eligibility, premium amount, bond form, or issuance timing. Bond amounts, forms, and requirements are governed by the applicable obligee and statutory authority and may change without notice. Information provided on this page is for general informational purposes only and does not constitute legal, financial, or tax advice.