What Is the Florida Notary Public Bond?
Before Florida hands you a notary commission, you post a $7,500 bond. It is one of the last steps.
The bond is really for the public. If someone loses money from your mistake, they can claim up to $7,500. You then reimburse the surety.
Many notaries also carry errors and omissions (E&O) insurance. It pays your legal costs if a claim comes in. The bond cannot do that.
Who Needs This Bond in Florida?
- All new applicants in Florida must post the $7,500 bond.
- When you renew, you need a new bond for the next term.
How Much Will the Bond Cost?
Florida notary bonds are issued at fixed rates with no credit check. Most applicants pay $30 to $40 total for the 4-year term:
| Credit Profile | Annual Premium | Approx. Rate |
|---|---|---|
| Florida traditional notary bond ($7,500, 4 yr) | $30 – $60 | Fixed |
| Florida online notary bond ($25,000, 4 yr) | $80 – $150 | Fixed |
| E&O insurance (optional but recommended) | +$20 – $300 total | Varies by limit |
| State filing fee + $4 commission fee | $39 + $4 | Set by FL DOS |
How to Get Bonded — Step by Step
- Apply to become a notary.
- Grab your bond online on this page — fast, with no credit check.
- Turn in the bond with the Florida Department of State.
- Pick up your commission and order your seal.
Renewal & Continuous Bond Coverage
A Florida notary term is four years. Keep your bond active the whole time. Renew before it lapses.
Frequently Asked Questions
Does the Florida notary bond protect me?
No. The bond protects the public, not you. If the surety pays a claim, you pay the surety back. For your own protection, add an errors and omissions (E&O) policy.
How fast can I get my Florida notary bond?
Most applicants clear on the spot. Your bond can be ready the same day, often in minutes.
How much does a Florida notary bond cost?
Notary bonds are a fixed price with no credit check. You pay a small fee for the whole term — not the full bond amount.
How a Surety Bond Works
A notary bond is a type of surety bond. The picture below shows the three parties and what happens if someone files a claim.
Ready to get your Florida Notary Public Bond?
Apply in 2 minutes. Most bonds issued same day.
Related: All Florida surety bonds · What is a surety bond? · How surety bond costs are calculated