Tennessee Notary Public Bond

Tennessee requires a $10,000 notary bond for each new notary. It is filed with the county clerk before you start. It only takes a few minutes.

Bond Amount
$10,000
Typical Premium
$50–$100 (4-year term)
Term
4 Years
Required By
Tennessee Secretary of State (via County)
Instant Approval
Most applicants approved on the spot
No Credit Check
Fixed price — credit doesn't matter
Same-Day Bond
Delivered fast, often in minutes
Secure Checkout
Encrypted, trusted online process

What Is the Tennessee Notary Public Bond?

The Tennessee notary bond is set at $10,000. It works like a promise to the people whose papers you notarize.

If you slip up and a signer loses money, the bond covers their loss up to $10,000. Since it protects the public, you repay the surety for whatever it pays.

Plenty of notaries also carry errors and omissions (E&O) insurance. It pays your legal costs if a claim comes in. The bond cannot do that.

Who Needs This Bond in Tennessee?

How to Get Bonded — Step by Step

  1. Apply for your bond here. Most are approved right away, with no credit check.
  2. Fill out your Tennessee notary application.
  3. Send the bond to the county clerk.
  4. Get your commission and order your stamp.

Renewal & Continuous Bond Coverage

In Tennessee, a notary commission runs four years. Plan your renewal ahead of time. A new bond keeps you active with no gap.

Frequently Asked Questions

Does the Tennessee notary bond protect me?

No. It protects the people you serve, not you. If the surety pays a claim, you pay the surety back. To protect yourself, add an errors and omissions (E&O) policy.

How fast can I get my Tennessee notary bond?

Most people are approved right away. You can have your bond the same day, often in minutes.

How much does a Tennessee notary bond cost?

The price is fixed with no credit check. The fee covers the whole term — not the full bond amount.

How a Surety Bond Works

A notary bond is a type of surety bond. The picture below shows the three parties and what happens if someone files a claim.

Diagram of how a surety bond works: the obligee requires the bond, the principal applies and signs an indemnity agreement, and the surety issues the bond; if the principal fails, the obligee files a claim, the surety investigates and may pay, and the principal reimburses the surety.

Ready to get your Tennessee Notary Public Bond?

Apply in 2 minutes. Most bonds issued same day.

Related: All Tennessee surety bonds · What is a surety bond? · How surety bond costs are calculated

Underwriting Disclosure. All surety bond applications are subject to underwriting review and approval by the issuing surety company. Quoted premiums are estimates only; final pricing is determined by individual underwriting factors, which may include personal and business credit history, financial statements, industry experience, and claims history. Many bonds qualify for instant online approval, while others may require additional documentation, financial review, or indemnitor signatures prior to issuance. SuretyBondly makes no representation, warranty, or guarantee of approval, eligibility, premium amount, bond form, or issuance timing. Bond amounts, forms, and requirements are governed by the applicable obligee and statutory authority and may change without notice. Information provided on this page is for general informational purposes only and does not constitute legal, financial, or tax advice.