Michigan Notary Public Bond

Becoming a Michigan notary begins with a $10,000 bond. Turn it in to the county clerk. You can do it all online.

Bond Amount
$10,000
Typical Premium
$50–$100 (6-year term)
Term
6–7 Years
Required By
Michigan Secretary of State
Instant Approval
Most applicants approved on the spot
No Credit Check
Fixed price — credit doesn't matter
Same-Day Bond
Delivered fast, often in minutes
Secure Checkout
Encrypted, trusted online process

What Is the Michigan Notary Public Bond?

The Michigan notary bond is set at $10,000. It works like a promise to the people whose papers you notarize.

If something goes wrong and a signer loses money, the bond pays them back up to $10,000. Because it is for them, not you, you repay the surety for whatever it pays.

The bond does not cover your own costs. That is what E&O insurance is for. It is optional but smart.

Who Needs This Bond in Michigan?

How to Get Bonded — Step by Step

  1. Apply for your bond here. Most are approved right away, with no credit check.
  2. Fill out your Michigan notary application.
  3. File the bond to the county clerk.
  4. Once cleared, get your commission and buy your seal.

Renewal & Continuous Bond Coverage

Michigan commissions last six to seven years. Your bond has to last the whole term. Renew early so there is no gap.

Frequently Asked Questions

Does the Michigan notary bond protect me?

No. The bond protects the public, not you. If the surety pays a claim, you owe that money back. For your own protection, add an errors and omissions (E&O) policy.

How fast can I get my Michigan notary bond?

Most people are approved right away. You can have your bond the same day, often in minutes.

How much does a Michigan notary bond cost?

Notary bonds are a fixed price with no credit check. The fee covers the whole term — not the full bond amount.

How a Surety Bond Works

A notary bond is a type of surety bond. The picture below shows the three parties and what happens if someone files a claim.

Diagram of how a surety bond works: the obligee requires the bond, the principal applies and signs an indemnity agreement, and the surety issues the bond; if the principal fails, the obligee files a claim, the surety investigates and may pay, and the principal reimburses the surety.

Ready to get your Michigan Notary Public Bond?

Apply in 2 minutes. Most bonds issued same day.

Related: All Michigan surety bonds · What is a surety bond? · How surety bond costs are calculated

Underwriting Disclosure. All surety bond applications are subject to underwriting review and approval by the issuing surety company. Quoted premiums are estimates only; final pricing is determined by individual underwriting factors, which may include personal and business credit history, financial statements, industry experience, and claims history. Many bonds qualify for instant online approval, while others may require additional documentation, financial review, or indemnitor signatures prior to issuance. SuretyBondly makes no representation, warranty, or guarantee of approval, eligibility, premium amount, bond form, or issuance timing. Bond amounts, forms, and requirements are governed by the applicable obligee and statutory authority and may change without notice. Information provided on this page is for general informational purposes only and does not constitute legal, financial, or tax advice.